The nature of work today has changed. As a result, many of us have multiple employer pensions invested. If you worked abroad, you may still have a pension in that country.
We help our clients locate existing pension products, explain how they are performing and if consolidation is the best option. If you have multiple pension pots, consolidating them into one may not always be the best strategy. Having two or three separate pensions from different employers can provide flexibility, allowing you to access a lump sum from one while preserving another for later retirement.
When it comes to performance, over time, your appetite for risk may change and as such, you may wish to amend your investment strategy – we can help with this too!
Whether it’s a personal pension, self employed or executive pension scheme you have options, and we can help you understand what they are and what will work best for you.
Your pension can be one of your biggest assets in life, make sure you have clarity and confidence in yours, and that you are on the right path.