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Mortgages

Buying your first home, trading up or simply looking to get a better rate on your existing mortgage – whatever your future plans, we have a financial plan for you. Whatever stage you are at in life, investing in a property is one of the largest investments many people will make in their lives.

 

Buying A Home

You have enough big decisions to make right now – let us help you with your mortgage process. We ensure you have everything you need to get the best mortgage rate and you can make that offer on your dream home when you find it.

Our efficient and easy to navigate service has been refined over the last 25 years. With our expert guidance, navigating the mortgage process becomes a breeze. We’ll help you streamline the paperwork, find the best lenders, and select suitable protection products – at no cost to you.

Free Mortgage Checklist

Switcher Mortgages

Could you be saving money on your mortgage? If you’ve had your current mortgage for more than three years, there’s a good chance you could find a better deal. Interest rates have been falling, and many lenders are offering attractive cash back incentives to new customers.

Let us help you switch. We’ll compare offers, handle the paperwork, and guide you through the process – all at no cost to you. Enjoy lower monthly payments and put more money back in your pocket to spend on the things that matter to you.

Equity Release - Top Ups

Need extra funds for home improvements, education, or a family gift? For those who already own their homes, you may be able to increase or top-up your mortgage to make home improvements, cover educational expenses or give a parental gift. Some mortgage lenders may allow you to use a mortgage top up to consolidate short-term debt, spreading the cost of repayments out over a long term to reduce the monthly amount.

Whether you can top-up your mortgage will depend on a lender’s terms and conditions, the value of your home and your ability to make repayments.

Let us help you explore your options. We can guide you through the process, assess your eligibility, and find the best mortgage top-up solution for your needs.

The Step-by-Step Service Engaging with Lynx Financial Services is Easy

Video Call

A personalised video call is the best way to understand your unique situation and provide tailored advice. We’re available at your convenience, including evenings and weekends, to help you navigate the mortgage process. You can take the time to ask questions and we will explain our process.

Homework

After the call, we’ll provide a detailed checklist of documentation needed to guide you through the application process. This will include bank statements, payslips, and potentially other financial information. We explain why this information is necessary on our initial call.

Application

We’ll handle your mortgage application, guiding you through the application process, negotiating the best terms, and providing ongoing support. Trust us to handle the details, so you can focus on your new home or investment.

Why Choose Us?

Free Service

We’re focused on offering value for money and what’s better than that? Well, a service that is expert and free of charge! Our expertise and tailored services are offered at no charge to you. We’re compensated by the lenders, allowing you to benefit from our guidance without any additional fees. We’ll always be transparent and ensure you’re getting the best possible financial product.

Understand The Offers

Our expertise will help you navigate the complex world of mortgage offers. We’ll ensure you secure the most favourable terms and rates to suit your needs. This expert advice starts from the first interaction with us and continues into the future as your circumstances change.

Help & Advice

Lynx Financial Services has spent over two decades navigating this complex landscape, becoming experts in the various products, conditions, and benefits available. From exemptions and the Help to Buy Scheme to switching mortgages and public service mortgages, we’ll tailor our services to your specific needs. Let us help you find the best financial solutions for your unique situation.

Peace of Mind

Your peace of mind is our priority. Our clients benefit from our support, guidance, and assistance throughout their mortgage journey and beyond. If you would like to benefit from this sense of stability and reassurance, get in touch.

Not Sure Where To Start?

A free 30-minute call could change your financial future. No jargon, no pressure – just honest advice.